Sellers: As we hammer out your transaction, we'll not only work to get the very best sales price, but we'll also push for limited closing costs. And once we've reached an agreement, we'll walk you through the closing costs so you are aware of exactly where your money is going. Buyers: If you're buying a house in Pensacola, you'll be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's previous experience and are required to be within a suitable range so you're not shocked when you reach the closing appointment. We'll be happy to go through the estimate with you, answering your questions and highlighting any estimates of concern.
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